先看看这个场景说了什么
对话 1
Hi, I can explain the savings account. Are you mostly comparing the rate, or are fees your main concern?
你好，我可以介绍下这个储蓄账户。你主要是在比较利率，还是更关心手续费？
中文提示
I'd like to understand both. I don't want to pay a monthly fee just for a slightly higher rate.
两个都想了解。我不想为了高一点的利率多付月费。
对话 2
There is no monthly fee. The higher rate applies if you deposit at least two hundred dollars each month.
没有月费的。如果你每月至少存入两百美元，就能适用较高的利率。
中文提示
That sounds possible. Does the two hundred dollars have to stay in the account the whole time?
这听起来可以。那两百美元必须一直留在账户里吗？
对话 3
No, but if you make more than two withdrawals in a month, you lose the bonus rate for that month.
不用，但如果一个月取款超过两次，当月就会失去奖励利率。
中文提示
I see. This sounds better for emergency savings, not money I move in and out often.
明白。这个账户更适合放备用金，不适合频繁进出。
值得记住的词汇
main concern
主要关心点
at least
至少
in and out
进进出出；频繁移动
a good way to think about it
这样理解很合适
credit score
信用评分
set the first transfer
设置第一次转账
准备好开口了吗？
听原声、看中文意图、录下回答，再根据反馈修正。